With the holiday season purchases is preparing to launch into high gear, protection of your identity information theft is crucial. Online shopping has become much safer over the years, but customer information is always susceptible to hacking and subsequent flight.
So how can you be sure that your online shopping experience will not result in a bank account emptied?
1. Use your credit card
Credit cards are safer to use than online debit cards because they carry a greater number of protection measures consumers. Unlike debit cards, credit cards limit your liability because they are protected under the Act, the Fair Credit Billing. There is also less risk with the use of credit because the funds are withdrawn directly from your bank account. It is certainly possible to solve stolen debit card information, but you'll have to deal with bounced checks headache and little or no access to cash while your bank or credit union Investigates
large companies. Credit cards usually give you 0 days to report unauthorized transactions. Banks can limit the amount of time you have to report the identity theft to as little as two days. Because of this, if your information was stolen, it is much better to have used a credit card.
When the credit seizure or online debit, avoid automatic backup temptation, even if you use a personal computer. reentering information may not be practical, but it is nothing compared to stealing personal information because you left your laptop at work or mobile phone disappeared.
2. Use strong passwords
One of the first steps to securing your computer or mobile device is to choose strong passwords. A good password is your first line of defense against a hacker, but what makes it good? Opinions vary, but strong passwords tend to be at least eight characters and void of any personal information such as your real name. Mix until capitalization, including numbers, and throwing random symbols helps to boost the effectiveness of a password.
Using a different password for each account that you set is also wise, while reminding everyone can seem impossible. Consider using a password management program, or just write them to keep in a safe place (such as a lockbox in your home). Never carry written the password with you.
3. Never Online Store Using a public computer
public computers in Internet cafes, libraries, universities and hotel lobbies are convenient, but they are the last places where you want to shop online for holiday gifts. It's easy to forget not to register the account information or password when you browse the Web, which is the last thing you want to do on a public computer. Even if you choose not to register the connection or account information, there is no way to know if this computer is secure.
Thieves can install sophisticated software on public computers that enables them to track information and record every keystroke, allowing them to steal your information with little effort. More than that, you never know who looks at the screen on your shoulder. Be aware of your surroundings and common sense.
4. Use a virtual private network using Wi-Fi Hotspots
You'll also want to avoid shopping on a public WiFi network unprotected. Public networks are often unencrypted, which means that hackers can not only see which web pages you visit, but also the information you enter in unencrypted web forms. Use Hotspot Shield VPN (Virtual Private Network) will encrypt all Internet traffic, preventing someone with bad intentions to steal your valuable information.
The Hotspot Shield VPN technology, available for your smartphone (iOS, Android, Windows Phone) and desktop (Windows, Mac), secures all Web browsing sessions, protects against software malicious, mask your IP address, and allows you to enjoy the surf anonymously. This allows you to shop online knowing that your information is safe, no matter where you are. If you do not have a network security solution installed on your device, avoid entering sensitive data on a public WiFi network.
5. Know How to Spot a secure website
Even if you make at home shopping on a secure network, cyber thieves may still have access to important data if you entered information in an unsecured Web site. Fortunately, there is a simple way to tell if a site is secure: watching the SSL certificate. It is located at the beginning of a URL site. If the site is secure, SSL certificate will be "https" instead of "http", and there will also be a green lock icon next to it. Any company that has gone through the extensive validation process will receive this certification, and it will always be displayed at the beginning of the URL when you enter the bank or credit card. The icon should look like this
If you do not see the green lock icon and "https: //". At the beginning of the domain name, avoid entering sensitive information. In this case, the site or the company may be wrong and the whole is a facility designed to lure you into sharing sensitive information. It is always better to limit your shopping to reputable dealers you can trust.
A little vigilance and common sense can go a long way in ensuring your holiday shopping goes smoothly. Stay tuned to different ways to secure your information so you can be sure to enjoy the season.
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